:root{--primary-color:#f89b2d;--primary-hover:#e08a24;--secondary-color:#0c335f;--secondary-dark:#072242;--text-dark:#1f2937;--text-light:#6b7280;--text-on-dark:#f3f4f6;--bg-light:#f9fafb;--bg-white:#fff;--bg-dark:#111827;--surface-dark:#1f2937;--container-width:1280px;--header-height:80px;--header-shrink-height:60px;--border-radius:.375rem;--transition-speed:.3s}*{box-sizing:border-box;margin:0;padding:0}body{color:var(--text-dark);background-color:var(--bg-light);-webkit-font-smoothing:antialiased;font-family:Inter,sans-serif;line-height:1.6}h1,h2,h3,h4,.font-display{color:var(--secondary-color);margin-bottom:1rem;font-family:Oswald,sans-serif;font-weight:700;line-height:1.2}h1{letter-spacing:-.025em;font-size:3.75rem}@media (min-width:1024px){h1{font-size:4.5rem}}h2{font-size:2.25rem}h3{font-size:1.5rem}p{color:var(--text-light);margin-bottom:1rem;font-size:1.125rem}a{color:inherit;transition:all var(--transition-speed)ease;text-decoration:none}.container{max-width:var(--container-width);margin:0 auto;padding:0 2rem}.center{text-align:center}.btn{border-radius:var(--border-radius);cursor:pointer;border:none;justify-content:center;align-items:center;padding:10px 24px;font-size:1rem;font-weight:600;transition:all .2s;display:inline-flex}.btn:hover{transform:translateY(-2px);box-shadow:0 4px 6px -1px #0000001a,0 2px 4px -1px #0000000f}.btn-primary{background-color:var(--primary-color);color:#fff;box-shadow:0 4px 14px #f89b2d63}.btn-primary:hover{background-color:var(--primary-hover)}.btn-secondary{color:var(--secondary-color);border:2px solid var(--secondary-color);background-color:#0000}.btn-secondary:hover{background-color:var(--secondary-color);color:#fff}.btn-large{padding:16px 32px;font-size:1.125rem}.form-success{color:#065f46;border-radius:var(--border-radius);text-align:center;background-color:#d1fae5;margin-top:20px;padding:20px;font-weight:500;display:none}.form-success.active{display:block}header#navbar{width:100%;height:var(--header-height);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);z-index:1000;transition:all var(--transition-speed)ease;background-color:#fffffff2;border-bottom:1px solid #0000000d;align-items:center;display:flex;position:fixed;top:0;left:0}header#navbar.scrolled{height:var(--header-shrink-height);box-shadow:0 4px 6px -1px #0000001a}.nav-container{justify-content:space-between;align-items:center;width:100%;display:flex}.logo-area{transition:transform var(--transition-speed)ease;align-items:center;gap:8px;display:flex}header#navbar.scrolled .logo-area{transform:scale(.9)}.logo{width:auto;height:32px}.nav-links{gap:32px;display:flex}.nav-links a{color:var(--text-light);font-size:1rem;font-weight:500}.nav-links a:hover{color:var(--secondary-color)}.hamburger-menu{color:var(--secondary-color);cursor:pointer;z-index:1001;background:0 0;border:none;padding:5px;display:none}.nav-menu{flex-grow:1;justify-content:flex-end;align-items:center;gap:32px;display:flex}.auth-actions{align-items:center;gap:16px;margin-left:32px;display:flex}.login-link{color:var(--text-light);font-weight:500}.login-link:hover{color:var(--secondary-color);text-decoration:underline}.hero{padding-top:calc(var(--header-height) + 80px);background-color:var(--secondary-color);background-blend-mode:normal;color:#fff;text-align:center;background-image:radial-gradient(circle at 1px 1px,#ffffff26 1px,#0000 0),linear-gradient(135deg,#0c335fe6 0%,#072242f2 100%);background-size:24px 24px,100% 100%;margin-top:0;padding-bottom:100px;position:relative;overflow:hidden}.hero-content{z-index:10;max-width:900px;margin:0 auto;position:relative}.hero h1{color:#fff;margin-bottom:1.5rem}.hero h1 span,.highlight-color{color:var(--primary-color)}.hero-sub{color:#d1d5db;margin-bottom:.5rem;font-size:1.5rem;font-weight:300}.hero-desc{color:#9ca3af;margin-bottom:2.5rem;font-size:1.25rem;font-weight:300}.hero .btn-primary{background-color:var(--primary-color);color:#fff;border:none;box-shadow:0 20px 25px -5px #0000001a,0 10px 10px -5px #0000000a}.hero .btn-primary:hover{background-color:var(--primary-hover);transform:translateY(-2px)}.reimagining{background-color:#fff;padding:100px 0}.section-header h2{color:var(--secondary-color)}.lead-text{max-width:800px;color:var(--text-light);margin:0 auto 1.5rem;font-size:1.25rem}.highlight-text{color:var(--primary-color);font-family:Oswald,sans-serif;font-size:1.5rem;font-weight:700}.how-it-works{background-color:#f3f4f6;padding:100px 0}.sub-header{text-transform:uppercase;letter-spacing:.1em;color:var(--primary-color);margin-bottom:1rem;font-family:Oswald,sans-serif;font-size:.875rem;font-weight:700;display:block}.split-layout{gap:40px;margin-bottom:60px;display:flex}.split-layout.align-center{align-items:center}.visual-col,.content-col{flex:1}.side-img{border:1px solid #ffffffb3;border-radius:.5rem;width:100%;height:auto;transition:all .4s;display:block;box-shadow:0 0 0 1px #0000000d,0 4px 12px #00000014}.side-img:hover{filter:brightness(1.03);box-shadow:0 0 0 1px #0000001a,0 12px 24px #00000026}.shadow-xl{box-shadow:0 20px 25px -5px #0000001a,0 10px 10px -5px #0000000a}.split-col{background:#fff;border:1px solid #f3f4f6;border-radius:1rem;flex-direction:column;flex:1;padding:48px;transition:all .3s;display:flex;box-shadow:0 4px 6px -1px #0000000d}.split-col:hover{transform:translateY(-4px);box-shadow:0 20px 25px -5px #0000001a,0 10px 10px -5px #0000000a}.split-col.left-col{background-color:#fff}.split-col.left-col h3{color:var(--secondary-color)}.split-col.right-col{background-color:var(--secondary-color);border-color:var(--secondary-color)}.split-col.right-col *{color:#fff}.split-col.right-col .btn-primary{background-color:var(--primary-color);color:#fff}.col-tagline{border-bottom:1px solid #e5e7eb;min-height:3.5rem;margin-bottom:2rem;padding-bottom:1.5rem;font-size:1.125rem;font-weight:500}.split-col.right-col .col-tagline{border-color:#ffffff1a}.benefit-list{flex-grow:1;margin-bottom:2rem;list-style:none}.benefit-list li{margin-bottom:1rem;padding-bottom:0;padding-left:0;position:relative}.benefit-list strong{margin-bottom:.25rem;font-family:Oswald,sans-serif;font-size:1.125rem;display:block}.dual-benefit{border-left:6px solid var(--primary-color);text-align:left;background:#fff;border-radius:1rem;max-width:800px;margin:0 auto;padding:40px;box-shadow:0 10px 15px -3px #0000001a}.flexibility{background-color:#fff;border-top:1px solid #f3f4f6;padding:100px 0}.features-grid{grid-template-columns:repeat(3,1fr);gap:32px;display:grid}.feature-card{text-align:center;background-color:var(--bg-light);border:1px solid #e5e7eb;border-radius:1rem;padding:48px;transition:all .3s;box-shadow:0 4px 6px -1px #0000000d}.feature-card h3{margin-bottom:1rem}.card-blue{background-color:var(--secondary-color)!important;border-color:var(--secondary-dark)!important}.card-blue h3{color:#fff!important}.card-blue .icon-box{color:var(--primary-color)!important}.card-blue p{color:#fffc!important}.card-orange{background-color:var(--primary-color)!important;border-color:var(--primary-hover)!important}.card-orange h3{color:#fff!important}.card-orange .icon-box{color:var(--secondary-color)!important}.card-orange p{color:#fff!important}.feature-card:hover{transform:translateY(-4px);box-shadow:0 20px 25px -5px #0000001a,0 10px 10px -5px #0000000a}.icon-box{color:var(--primary-color);margin-bottom:calc(1rem - 10px);font-size:2.5rem}.union-advantage{background-color:#f3f4f6;background-image:radial-gradient(circle at 1px 1px,#0000000d 1px,#0000 0);background-size:24px 24px;padding:100px 0}.final-cta{background-color:var(--secondary-color);color:#fff;padding:100px 0;position:relative}.final-cta:before{content:"";opacity:.2;pointer-events:none;background-image:radial-gradient(circle at 1px 1px,#ffffff26 1px,#0000 0);background-size:24px 24px;position:absolute;inset:0}.final-cta h2{color:#fff;font-size:3rem}.final-cta p{color:#d1d5db;margin-bottom:2.5rem;font-size:1.25rem}footer{background-color:#fff;border-top:1px solid #e5e7eb;padding:60px 0 40px;font-size:.875rem}.footer-top{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:20px;padding-bottom:40px;display:flex}.footer-logo .logo{width:auto;height:32px}.footer-nav{gap:32px;display:flex}.footer-nav a{color:var(--text-light);font-size:1rem;font-weight:600}.footer-nav a:hover{color:var(--secondary-color)}.footer-social{align-items:center;gap:16px;display:flex}.social-icon{width:22px;height:22px;stroke:var(--secondary-color);fill:none;stroke-width:2px;stroke-linecap:round;stroke-linejoin:round;transition:all .3s}.footer-social a:hover .social-icon{stroke:var(--primary-color);transform:translateY(-3px)}.footer-separator{background-color:#e5e7eb;width:100%;height:1px;margin-bottom:30px}.footer-bottom{border-top:none;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:20px;padding-top:0;display:flex}.copyright{color:var(--text-light);margin-bottom:0;font-size:.8125rem;font-weight:600}.footer-legal{gap:24px;display:flex}.footer-legal a{color:var(--text-light);font-size:.8125rem;font-weight:600}.footer-legal a:hover{color:var(--secondary-color)}@media (max-width:1024px){.footer-top{flex-direction:column;align-items:center;gap:30px}.footer-bottom{text-align:center;flex-direction:column}.footer-legal{flex-wrap:wrap;justify-content:center;gap:16px}.split-layout{flex-direction:column}.footer-grid{grid-template-columns:1fr;gap:32px}}@media (max-width:768px){header#navbar{height:var(--header-height)}.nav-container{flex-direction:row;justify-content:space-between;padding:0 1.5rem}.hamburger-menu{display:block}.nav-menu{top:var(--header-height);width:100%;height:calc(100vh - var(--header-height));z-index:999;background-color:#fff;flex-direction:column;justify-content:flex-start;align-items:flex-start;gap:2rem;padding:2rem;transition:transform .3s;position:fixed;left:0;overflow-y:auto;transform:translate(100%);box-shadow:0 10px 15px -3px #0000001a}.nav-menu.active{transform:translate(0)}header#navbar.scrolled .nav-menu{top:var(--header-shrink-height);height:calc(100vh - var(--header-shrink-height))}.nav-links{flex-direction:column;gap:1.5rem;width:100%}.nav-links a{border-bottom:1px solid #f3f4f6;width:100%;padding:.5rem 0;font-size:1.25rem}.auth-actions{flex-direction:column;align-items:flex-start;gap:1rem;width:100%;margin-left:0;padding-top:1rem}.auth-actions .btn{width:100%}.login-link{margin-right:0;font-size:1.25rem}.hero h1{font-size:2.5rem}.features-grid{grid-template-columns:1fr}.footer-bottom{flex-direction:column;gap:16px}}.timeline-grid{grid-template-columns:repeat(4,1fr);gap:24px;margin-top:48px;display:grid}.timeline-card{flex-direction:column;height:100%;padding:32px 24px;display:flex;position:relative}.step-number{color:#fff;border:2px solid #fff6;border-radius:50%;justify-content:center;align-items:center;width:40px;height:40px;margin-bottom:20px;margin-left:auto;margin-right:auto;font-family:Oswald,sans-serif;font-size:1.25rem;font-weight:700;display:flex}.card-grey{background-color:#f3f4f6!important;border-color:#e5e7eb!important}.card-grey h3{color:var(--secondary-color)!important}.card-grey p{color:var(--text-light)!important}.card-grey .step-number{color:var(--secondary-color);border-color:var(--secondary-color)}.card-white{background-color:#fff!important;border-color:#e5e7eb!important}.card-white h3{color:var(--secondary-color)!important}.card-white p{color:var(--text-light)!important}.card-white .step-number{color:var(--secondary-color);border-color:var(--secondary-color)}@media (max-width:1024px){.timeline-grid{grid-template-columns:repeat(2,1fr)}}@media (max-width:640px){.timeline-grid{grid-template-columns:1fr}}.trust-layer{background-color:var(--secondary-color);color:#fff;padding:120px 0;position:relative;overflow:hidden}.trust-layer:before{content:"";opacity:.4;pointer-events:none;background-image:radial-gradient(circle at 1px 1px,#ffffff1a 1px,#0000 0);background-size:24px 24px;position:absolute;inset:0}.trust-badge{-webkit-backdrop-filter:blur(4px);backdrop-filter:blur(4px);color:#fff;text-transform:uppercase;letter-spacing:.1em;background:#ffffff1a;border:1px solid #ffffff1a;border-radius:20px;margin-bottom:1.5rem;padding:6px 16px;font-size:.8125rem;font-weight:600;display:inline-block}.trust-layer h2,.trust-layer h3{margin-bottom:1rem;font-size:2.25rem;color:#fff!important}.trust-description{color:#fffc;margin-bottom:3rem;font-size:1.25rem;font-weight:300}.trust-grid{grid-template-columns:repeat(2,1fr);gap:24px;margin-top:40px;display:grid}.trust-card{background:#ffffff0d;border:1px solid #ffffff1a;border-radius:1rem;padding:32px;transition:all .3s}.trust-card:hover{background:#ffffff14;border-color:#fff3;transform:translateY(-5px)}.trust-card .material-symbols-outlined{color:#fff;margin-bottom:1.25rem;font-size:2.25rem;display:block}.trust-card h3{margin-bottom:.5rem;font-size:1.25rem;color:#fff!important}.trust-card p{margin-bottom:0;font-size:1rem;line-height:1.5;color:#ffffffb3!important}.trust-visual-container{aspect-ratio:1;justify-content:center;align-items:center;width:100%;max-width:500px;margin:0 auto;display:flex;position:relative}.visual-circle{border:1px solid #ffffff14;border-radius:50%;position:absolute}.circle-1{width:100%;height:100%}.circle-2{width:75%;height:75%}.circle-3{width:50%;height:50%}.shield-center{opacity:.95;z-index:2;color:#fff;filter:drop-shadow(0 0 30px #0003);font-size:140px!important}.floating-label{color:var(--secondary-color);z-index:3;background:#fff;border-radius:10px;align-items:center;gap:10px;padding:12px 20px;font-weight:700;animation:4s ease-in-out infinite float-badge;display:flex;position:absolute;box-shadow:0 20px 25px -5px #0000004d}.label-payments{top:25%;right:5%}.label-contracts{animation-delay:-2s;bottom:25%;left:5%}@keyframes float-badge{0%,to{transform:translateY(0)}50%{transform:translateY(-10px)}}.floating-label .material-symbols-outlined{font-variation-settings:"FILL" 1;font-size:20px}@media (max-width:1024px){.trust-layer .visual-col{display:none}.trust-grid{grid-template-columns:1fr}.trust-visual-container{max-width:400px;margin-top:60px}.shield-center{font-size:100px!important}}@media (max-width:768px){.trust-layer{padding:80px 0}}.faq-section{background-color:#f3f4f6;padding:100px 0}.faq-accordion{max-width:800px;margin:0 auto}.faq-item{border-bottom:1px solid #e5e7eb;transition:all .3s}.faq-item:first-child{border-top:1px solid #e5e7eb}.faq-question{text-align:left;cursor:pointer;width:100%;color:var(--secondary-color);background:0 0;border:none;justify-content:space-between;align-items:center;padding:1.5rem 0;font-family:Inter,sans-serif;font-size:1.25rem;font-weight:600;transition:all .3s;display:flex}.faq-question:hover{color:var(--primary-color)}.faq-question .icon{color:var(--text-light);font-size:24px;transition:transform .3s}.faq-item.active .faq-question{color:var(--primary-color)}.faq-item.active .faq-question .icon{color:var(--primary-color);transform:rotate(180deg)}.faq-answer{max-height:0;transition:max-height .4s cubic-bezier(.4,0,.2,1),padding .4s;overflow:hidden}.faq-item.active .faq-answer{max-height:1000px;padding-bottom:1.5rem}.faq-answer p{color:var(--text-light);margin-bottom:1rem;font-size:1.125rem;line-height:1.6}.faq-answer p:last-child{margin-bottom:0}@media (max-width:768px){.faq-question{padding:1.25rem 0;font-size:1.125rem}}